The first image shows 'credit card addiction' with varying interest rates on the bottles. I had to ask my friends the value of the 'most expensive poker chip!' The idea of gambling with the house was my own.

The second cartoon shows the different rates of interest on three classes: rich, middle class and poor. The idea was Dr. Manning's. He also suggested the brilliant touch of having the refrigerator crushing the poor woman. I added the silly name on the diaper bag.